"Make sure your brain, heart, and penis are in conjunction -- they should all be in a straight line before you have sex," she says.
Other experts agree that sex too-soon can lead to undesirable consequences.
"It depends on how rapidly or slowly things progress." Joan Allen, a relationship expert, finds that baby boomers are far more likely to wait to have sex than younger daters.
"Especially among older people who went through the sexual revolution, with maturity they realize there are emotional consequences for getting involved in a sexual relationship," says Allen, author of Celebrating Single and Getting Love Right: From Stalemate to Soulmate.
Concern about STDs and unwanted pregnancies can help create sexual boundaries, believes Mc Clary.
If, for instance, you're on the fence about whether or not to take sexual activity to the next level, a healthy dose of fear may cause you to pause, particularly if you're not prepared to take the necessary precautions.According to the singles whom Allen has encountered, boomers generally play by far different dating rules than young, 20-something daters.